Instructions
Purchase of owner-occupied home (certificate issued on and before February 10, 2017)
2020-10-12

  Scope of application:

  The individual and his spouse who purchase of owner-occupied housing ,and who have no housing provident fund loan and no loan for the restitution of the housing provident fund.

  Place of application:

  Construction Bank housing provident fund business network or Shanghai Provident Fund Management Center business network.

  Handling requirements:

  1. Original identification documents:
   (1) oneself provide ID documents for his own application;

   (2) Entrusted:

  ①If the trustee is the spouse or immediate blood relative of the client, he or she needs to provide the client and the trustee's identity documents, household register or marriage certificate or the household register certificate issued by the public security agency, etc., which can prove the relationship between the client and the trustee, and the power of attorney issued by the client;

  ②If the trustee is not the spouse or immediate blood relative of the client, he or she needs to provide the client and the trustee's identification documents, the power of attorney notarized by the notary office.

  2.The original proof of withdrawal:

  (1) the purchase contract for the purchase of commercial and second-hand houses, the purchase of the full invoice (the purchase of second-hand housing can not provide invoices, the need to provide proof of deed tax), the purchase of housing real estate warrant (including the original real estate warrant) (within five years from the date of issuance), and the relationship certificate between the extractor and the purchaser;

  (2) the contract for the sale of public housing, the purchase of the full invoice, the real estate certificate of the purchased house (within five years from the date of issuance), and the relationship certificate between the extractor and the purchaser;

  (3) Purchased of public housing certificate before the withdrawal of housing provident fund to provide the contract for the sale of public housing and the payment of individual purchase (the user page stamped with the construction banking seal or the cash receipt seal),and the relationship certificate between the extractor and the purchaser;

  (4) The provision of housing relocation and resettlement agreement, invoices or receipts for the portion of the over-resettlement costs (where the settlement fee is directly deducted from the housing, written proof of the replacement shall be provided by the demolition unit), and the real estate warrant (including the original real estate warrant) (within five years from the date of issuance), and the relationship certificate between the extractor and the purchaser;

  (5) The purchase of the auction property house to provide the house auction confirmation, the purchase of the auction house invoice or receipt, real estate warrant (including the original real estate warrant) (within five years from the date of issuance ), and the relationship certificate between the extractor and the purchaser;

  3. The city bank debit card in my name..(It is recommended to bring a bank account debit card)
(The bank that opened the debit card in this city should be one of the following 18 banks: Construction Bank Shanghai Branch, Industrial and Commercial Bank of China Shanghai Branch, Bank of China Shanghai Branch, Agricultural Bank of China Shanghai Branch, China Merchants Bank Shanghai Branch, Bank of Communications Shanghai Branch, Pudong Development Bank Shanghai Branch, Ping An Bank Shanghai Branch, Bank of Shanghai, Shanghai Rural Commercial Bank, Minsheng Bank Shanghai Branch, Postal Savings Bank Shanghai Branch, China CITIC Bank Shanghai Branch, Everbright Bank Shanghai Branch, Industrial Bank Shanghai Branch, Huaxia Bank Shanghai Branch, Guangfa Bank Shanghai Branch, Bank of Beijing Shanghai Branch.)

  Process flow:

  1.The purchase of public housing certificate before the withdrawal of housing provident fund: individuals to provide the elements of materials - the payment voucher designated the collection bank location of the construction bank housing provident fund business network for processing;

  2. To buy other houses: individuals to provide essential materials

  (1) If the applicant's housing provident fund account in the unit, the construction bank housing provident fund business network for processing;

  (2) If the applicant's housing provident fund account is in the "Shanghai Provident Fund Management Center Housing Provident Fund Centrally Sealed Account" and "Voluntary Deposit Special Account", the Business Network of the Shanghai Provident Fund Management Center shall handle it.

  (3) When multiple applicants apply at the same time, as long as there are withdrawal applicants housing provident fund accounts in the "Shanghai Provident Fund Management Center housing provident fund centralized storage of special accounts", "voluntary deposit special account", are in the Shanghai Provident Fund Management Center business network.

  Time limit for processing:

  When the formalities are complete, no more than 3 working days. 

  Matters needing attention:

  1. The housing application for the withdrawal of spouse housing provident fund, should be a one-time concentration to handle the withdrawal procedures;

  2. If the owner of the property is more than one person and has no spouse, direct blood relative or family member relationship, only one of them and his spouse are allowed to withdraw the housing provident fund. If the owner of the property is more than one person and has a spouse, direct blood relative or the same family member, the property owner and his spouse are allowed to withdraw the housing provident fund. The owner of the property is one person, and the owner and his spouse are allowed to withdraw the housing provident fund;

  3. For those businesses that need to keep photocopies of identification materials, the operators of the housing provident fund business network will scan, print, or copy on their behalf.